MEDICAL!!! Part 3

Medical: This coverage pays for medical and funeral expenses, up to the limit you select, for you or a passenger while riding in your vehicle.

It also covers you or a family member when you are riding in someone else’s vehicle or on foot and struck by a vehicle.

Normal levels of coverage for this option are usually $1,000, $2,000 or $5,000. Other levels are available. If you are driving the vehicle and you have an accident that is your fault this is the only coverage in your policy for your individual medical expenses.

It would not be covered under liability as you cannot be liable to yourself.

Part 4 tomorrow… Learn about “Comprehensive and Collision”medical

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